Ritu Bhangale

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Re‑architecting how 10M+ investors discover wealth products

ET Money home screen redesign

In December 2024, ET Money shifted to a subscription-first model Genius.

It worked for 10% of users. For the other 90% a gated, frustrating experience.

ET Money Genius subscription home — Dec 2024 releaseDec 2024 release

DAU/MAU started declining. User sentiment turned negative.

NPS score dropped to −10. Sentiment kept worsening across platforms.

One of the root causes was structural the app's IA was organised around intent.

Discovery of FDs, Bonds, NPS products users actually wanted was buried behind tab selection and Genius-first flows.

Old navigation funnel — users always landed on Genius, FDs buried at 4.32%

75% of users who wanted them never knew FDs existed on our app — unless we showed them ads.

Final IA — solving discovery & tracking

Restructured bottom navigation — ET Money, My Wealth, Profile

The IA now answers two clear questions:“What’s happening with my money?”“What do I do with my money?”

What I shipped

The new Explore

FDs, Bonds, NPS, and Stocks: direct visibility inside a unified Explore.

Tried to preserve the intent-based approach & bring out the SKUs at the same time.

Redesigned ET Money Explore — Mutual Funds, Stocks, Smallcase, FDs, Bonds, NPS, fixed deposits

Mutual Funds kept as the primary anchor — ET Money’s core product.

SKU-based approach surfaced directly in scroll.

Impact
-10
NPSOne month post-launch
~15%
Product discoverabilityUp from 4.32%

Review sentiment flipped from predominantly negative to overwhelmingly positive within weeks of launch.

Read the full case study →